Description:
Stop creditors. Get more time to pay.
Chapter 13 bankruptcy offers unique debt solutions not available in Chapter 7 bankruptcy. Yes, you'll pay into a repayment plan. But your money will go toward the debts that matter most--like your mortgage, car loan, support obligations, and taxes. Remaining debts, such as credit card balances, medical bills, and utility bills, usually get only a fraction of what you owe.
Some of Chapter 13 bankruptcy's other features include allowing filers to:
- keep all property
- avoid foreclosure and vehicle repossession
- pay the fair market value for a car, and
- stop lawsuits, wage garnishments, and bank levies.
This revised edition covers all the latest changes in bankruptcy and is eco-friendly--we've moved many tables and forms online!
Brief description:
Cara O'Neill is a legal editor and writer at Nolo specializing in bankruptcy
and small claims litigation. Cara authors several Nolo book titles,
including How to File for Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, The
New Bankruptcy, and Everybody's Guide to Small Claims Court. She
also coauthors Legal Research: How to Find and Understand the Law, The
Foreclosure Survival Guide, Solve Your Money Troubles,
and Credit Repair, and edits several more. Before joining Nolo,
Cara practiced law for over 20 years in civil and criminal litigation, bankruptcy,
and administrative law. During that time, she served as an administrative law
judge, took dozens of criminal and civil cases to jury verdict, appeared before
the California Court of Appeals, and taught undergraduate and graduate law
courses. She earned her law degree in 1994 from the University of the Pacific,
McGeorge School of Law, where she served as a law journal editor and graduated
as a member of the Order of the Barristers--an honor society recognizing
excellence in courtroom advocacy.
Review Quotes: Author Comments: "Living under the weight of financial burden is stressful--but there is a way out. You'll find the easy-to-understand explanations in Chapter 13 bankruptcy will help you decide whether bankruptcy is right for you."
"An excellent book that can guide you through the [Chapter 13] process." Forbes Magazine
"Chapter 13 Bankruptcy will save you a fortune in attorney fees and confusion." The Midwest Book Review
"This is the best book going if you choose to file alone or if you want background on the Chapter 13 process." Attorney Gary Klein, Co-Author of Consumer Bankruptcy Law and Practice
"It explains how Chapter 13 works, the automatic stay, determining eligibility for Chapter 13, the means test, proposing a plan the judge will approve, and making the decision; filing for bankruptcy; common legal issues, carrying out the plan, what to do if the plan cannot be completed, and life after bankruptcy; and hiring and working with a lawyer and doing legal research. This revised edition includes recent changes in bankruptcy law, as well as updated 50-state exemption tables and key Supreme Court decisions." Eithne O'Leyne, Editor, Ringgold, Inc.. ProtoView